Anyone have any idea about Fixed and Floating? What is the difference between a fixed rate and variable interest rate? I asked about car loan and was given the option of going by the rate of interest of 11% of the fleet HDFC. How does this compare with a fixed interest rate offered by SBI (8% for the first year and 10% for the next 2 years)? Need a car loan for 36 months. Please educate a few things about how to decide interest rates (including fixed and variable) and some hidden facts for a car loan must be confirmed before choosing a car loan provider.
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